Doesn’t a request for a refund have to be made within a certain time limit?

Yes it does, but you may have more time than you think, or even more than your bank thinks. A request for a fraud-related chargeback for a credit card transaction using Visa® or Mastercard® has to be made within 60, 90 or 120 days, depending on certain factors. But a request for a service-related chargeback, such as those we handle for binary options and forex scams, can be filed as many as 540 days from the transaction date. A request for a wire transfer recall may be filed up to either 540 days or two years after the payment date, depending on certain factors.

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